Finnair Plus - The Ultimate Guide to Using Avios on Finnair

What is Finnair Plus?

Finnair Plus is Finnair’s official loyalty programme. It allows members to accrue Finnair Avios by flying with Finnair and its partner airlines.

By adopting Avios, Finnair Plus has simplified its earning and spending process and allowed members to leverage some of the world's most recognised airline loyalty programmes.

Finnair Plus Tiers and Benefits

Finnair’s membership-tier page, checked on 23 September 2026, lists five tiers: Basic, Silver, Gold, Platinum and Platinum Lumo. You start as a Basic member and move up by collecting the required tier points.

The same Finnair page, checked on 23 September 2026, says a tracking period lasts 12 months and renews automatically. If you reach a higher tier, you keep it for the rest of your current tracking period and the following 12 months.

Each tier offers distinct benefits:

• Basic: This entry-level status gets you started with collecting and using Avios.
• Silver: Silver includes Oneworld Ruby status, priority check-in and selected Finnair benefits such as extra baggage and discounted services.
• Gold: Gold includes Oneworld Sapphire status, lounge access, priority services and extra baggage.
• Platinum: Platinum includes Oneworld Emerald status, first-class check-in where available, lounge access and further Finnair benefits.
• Platinum Lumo: The highest tier adds Finnair lounge guest benefits, upgrade benefits, dedicated customer service and greater flexibility. Finnair’s tier pages were checked on 23 September 2026; exact benefits depend on the airline, flight and airport.

The table below outlines the tier points needed to reach each level. Source: Finnair Plus membership tiers and benefits, checked on 23 September 2026.

How to Collect Avios and Tier Points from Flights

As a Finnair Plus member, every flight you take not only gets you closer to your destination but also closer to your next reward. You earn Avios that can be redeemed for British Airways reward flights, upgrades, and more, as well as tier points that propel you towards higher levels of membership for trips focused on with Finnair, one of its Oneworld partners, or both.

The earning method depends on who markets or operates the flight. Finnair says that eligible Finnair-marketed or Finnair-operated flights earn Avios and tier points from the ticket price excluding taxes and fees, multiplied by your membership-tier rate. Flights marketed or operated by partner airlines use factors such as travel class, booking class and distance instead. Source: Finnair’s Collect Avios and Tier Points from Flights page, checked on 23 September 2026.

The table below shows the Finnair-flight earning rate for each tier. Source: Finnair’s Collect Avios and Tier Points from Flights page, checked on 23 September 2026.

Collect Avios with Finnair Partners

Beyond flying, Finnair Plus provides its members numerous opportunities to earn Avios through a variety of non-flight activities. 

Hotels:

Hotel partners and earning offers change, so check the Finnair Shop before booking. See the full list of partner hotels here.

Car Rentals:

Hit the road and accumulate Avios with every rental. Finnair has teamed up with major car rental companies such as Avis and Hertz to help you earn Avios on your rentals. Plus, exclusive member benefits include discounts and additional driver fee waivers, making road trips more rewarding. View the full list of current car rental partners here.

Shopping:

The Finnair Shop and various global retailers offer members the chance to earn points on every purchase. From high-end fashion to everyday essentials, linking your Finnair Plus account to online shopping portals can turn every transaction into a step closer to your next flight. View the full list of current shopping partners here.

Credit Cards:

These options depend on where you live. Finnair states, in information checked on 23 September 2026, that its Finnair Visa cards are available only in Finland. The Finnair Visa Credit card earns between 1 and 1.8 Avios per €1, depending on your tier, whilst Finnair Visa Credit Light earns 1 Avios per €2. American Express Finland states, checked on 23 September 2026, that 17 Membership Rewards points convert to 10 Finnair Plus Avios.

Tours:

Finnair Plus members can earn and redeem Avios through partnerships with various tour operators and cruise lines. See the full list of partners here.

How to Redeem Avios on Finnair Plus

You can use your points to book flights with Avios, upgrade flights, and fly with partner airlines.

Booking Reward Flights

Redeeming your points for reward flights on Finnair is straightforward and can lead to some great travel deals. Here's how to get started:

1. Log into Your Account: Begin by signing in to your Finnair Plus account on the Finnair website.
2. Search for Flights: Navigate to the booking section. Enter your desired travel dates and destinations, and check the box that says "Pay with money + Avios" or "Pay with Avios."
3. Choose Your Flight: Review the available flights. Flights that can be booked with Avios will show the amount of points required next to the fare.
4. Complete Your Booking: Select the flight that offers the best value for your points and follow the prompts to book flights with Avios.

Upgrading Your Flight

Upgrading with Avios can turn a standard economy seat into a luxurious business class experience on eligible Finnair flights.

Process and requirements:

1. Check Eligibility: Not all fares are eligible for upgrades. Check to see if your flight is eligible for an upgrade.
2. Log into Your Account: Sign into your Finnair Plus account and go to your upcoming flights, or call Finnair customer service for assistance.
3. Request an Upgrade: If your ticket is eligible, you can request an upgrade using Avios. The number of Avios required will depend on the flight length and destination.

Using Your Finnair Avios on Other Partners

Finnair Plus members can also use their Avios with a range of Oneworld alliance partners and other affiliated airlines:

• Oneworld Airlines: You can use Finnair Avios for eligible reward flights on Oneworld partners through Finnair’s booking channels, subject to partner availability. Source: Finnair’s Oneworld member airlines and benefits page, checked on 23 September 2026.
• Other Partners: Finnair also has partnerships outside of Oneworld. See the full list here. For these, you may need to book through Finnair’s service centre.

Important Considerations

You can now transfer Avios directly between Finnair Plus and British Airways Club. Finnair’s transfer page, checked on 23 September 2026, says transfers are free, can be made as often as you wish and use a 1:1 ratio. You need to link accounts in your own name, enable two-factor authentication on both and make sure your first and family names match. Transfers usually appear almost instantly.

That does not mean you should move your balance without a plan. Because Avios transfer at the same value, choose the programme that gives you access to the reward you want, check availability and pricing, then transfer only what you need. The useful bit is flexibility, not shifting Avios for the sake of it.

The broad claim that British Airways Club often provides stronger earning opportunities through UK cards like American Express and Barclaycard needs qualification. American Express UK, checked on 23 September 2026, lists 1 Avios per eligible £1 on its standard British Airways card. Its Premium Plus card currently earns 1.5 Avios per eligible £1 on general spend and 3 Avios per eligible £1 with British Airways and British Airways Holidays, but American Express says both Premium Plus rates will change to 1.25 Avios per eligible £1 on 7 October 2026. Barclaycard, checked on 23 September 2026, lists 1 Avios per eligible £1 on Barclaycard Avios and 1.5 Avios per eligible £1 on Barclaycard Avios Plus. Those are useful UK earning routes, but the rates do not prove that British Airways Club is always the stronger programme.

For UK collectors, the practical approach is simple: earn Avios through the routes that suit you, compare the reward options in both programmes and transfer only when you are ready to book. Moving Avios is now a working tool, not a future promise.